Your Independent UK Guide to mortgage guidance and broker advice
Mortgage Guide: Where to Start
Follow these steps to understand your options and make informed decisions.
Useful Tools & Guidance
📚 Latest Mortgage Guidance
- 10 Essential Tips For First Time Buyers Saving For A Deposit In The UK
- A Guide To Mortgage Affordability How UK Lenders Decide How Much You Can Borrow
- Bad Credit Mortgages What Is Actually Available In The UK
- Broker Advice For First Time Buyers With Small Deposits
- Broker Fees Vs Direct To Lender Applications
- Cashback Mortgages When They Help And When They Cost More
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Read our full disclaimer →Latest Articles
When Should You Remortgage? A Comprehensive Look at Timing and Costs
Remortgaging means replacing your current mortgage with a new one, either with your existing lender or with a different...
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At a basic level, a broker assesses your circumstances and matches them with lenders likely to accept the application....
Read more →What to do if your mortgage application is declined
The first thing to establish is when the application was declined. In the UK, this matters because an Agreement in...
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A difference of even 0.5% on a mortgage can have a noticeable impact on monthly payments. On a large loan over a long...
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A common first-time buyer mistake is to begin with homes rather than numbers. It is understandable, but it can lead to...
Read more →Switching Lenders vs. Product Transfers: Which Remortgaging Route is Best?
A product transfer is where you stay with your current mortgage lender but move onto a new mortgage product. You are...
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